100% Financing Options Available
USDA Guaranteed Rural Housing Program
- 30 year fixed/No prepayment penalties
- Low Monthly Mortgage Insurance
- 100% Gift for Closing Costs
- Must be located in eligible rural area. For Example: Willamina
- Primary Residence Only
- Non-traditional credit allowed
- Not limited to first-time homebuyers
- Income calculation is based on ALL working adults living in the home
Ryan Arzer, Pacific Residential Mortgage
Licensed in Oregon, Ryan Arzner specializes in FHA, Oregon Bond and USDA zero percent down programs. He is a Senior Mortgage Banker with Pacific Residential Mortgage and manages branches in McMinnville, Forest Grove, Hillsboro and Sherwood.
At Pacific Residential Mortgage, we believe that successful transactions are all about selecting the right options. Buying a home is major personal and financial investment, yet many homebuyers get in and out of their loan without fully understanding it or exploring all of the options available to them. Every loan program has different timelines and advantages. Our philosophy is to empower and guide clients so they make the best choices for the greatest possible benefit.
*Call your mortgage banker to verify if the property address is within the eligible location. Credit on approval. Terms subject to change without notice. Not a commitment to lend. Call for details.